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  • Filing for Bankruptcy- Homeowners Be Aware


    Real Estate 101: 3 Things That you Don’t Know About Bankruptcy

    Are you considering filing for Bankruptcy? 3 things Home Owners need to know:

    1. Ownership- When you file for bankruptcy, the dept maybe discharged at closing, but you still own the property. That means you still own the liabilities and the house. That includes property taxes, insurance, HOA dues, liabilities and any liens on the home not specified.
    2. Liens- Any liens on the home need to be considered in the bankruptcy. You may or many not be responsible for the liens but the mortgage is still recorded; it is not free & clear. That means you are still responsible for the mortgage and possibly the liens too.
    3. Moving out? If you filed for bankruptcy, keep in mind you still own the house. So even if you have moved out- you still have the liability, and the bank can foreclose and wreck your credit score.

    When you are considering a bankruptcy, give us a call we can help you understand the process. We can help you decide to sell or short sale the property before filing bankruptcy to best protect you and your future credit score. Include your foreclosure in an bankruptcy. Learn how to increase your credit score here.

    When you are ready for our help, we can help you save your credit and start over.

    Maybe you have already filed for bankruptcy and are ready to purhcase again, we can help with that too. There is a real estate term we call a boomerang buyer. You can Purchase Las Vegas Real Estate after a bankruptcy, foreclosure or short sale.

    Search ALL Las Vegas Homes for Sale Here!

    The Radcliffe Group

    Out of more than 10,000 real estate agents in the greater Las Vegas and Clark County area, Dave Radcliffe ranks among the Top 1% of Realtors® as number 101 during the second quarter of 2015. Dave Radcliffe ranked number 1 in 2014 as the top producing individual out of 172 Realtor-Agents in his office. And as a Top 5 Team in 2015. Dave has a team of top producing agents, and providers and ranks consistently as one of the top real estate teams at Keller Williams Realty Southwest Las Vegas because he is all about customer service and utilizing the best resources in the real estate business. The Radcliffe Group is your Las Vegas, Summerlin, Centennial Hills, and North Las Vegas real estate connection.

    As a retired police officer, Dave is passionate about giving back to the service community and dedicates much of his time giving and supporting the Las Vegas Metro Police Department, Firefighters and Military at Nellis Air Force Base.  Military, Fire and Law enforcement never pay a full commission when they work with the Radcliffe Group. The Radcliffe Group can assist you in your Las Vegas PCS or relocation, New Home Construction purchase, Condo and Luxury Home purchase. Specializing in helping Las Vegas and North Las Vegas homeowners sell their home for the highest market value, Dave and his team will help you yield your highest profit. Call 702-379-3401 when it is time to sell your Las Vegas, Summerlin, Centennial Hills or North Las Vegas Home.

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    Written by Nickel Lowman

    For Dave Radcliffe, The Radcliffe Group

    Keller Williams Realty Southwest



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