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  • New Opportunities for Home Ownership after a Foreclosure and/or Bankruptcy

    New Opportunities for Home Ownership after a Foreclosure and/or Bankruptcy

    (702)379-3401 www.DaveRadcliffeVegas.com—Was your Foreclosure included into a Bankruptcy? —There are new opportunities for homeowners with Foreclosure and Bankruptcy in the past. Dave Radcliffe of the Radcliffe Group at Keller Williams speaks to Chris Binney of Raintree Mortgage on the topic of New Guidelines according to Fannie Mae and Freddie Mac. Homeowners with a foreclosure on their record no longer need to wait 7 years before it clears them to buy again, “we can now go off of bankruptcy timelines instead of foreclosure dates.” This will allow for sooner purchase dates. Was your Foreclosure included into a Bankruptcy? If you filed bankruptcy in the past 4 years, you may qualify again to purchase. There are different standards for Fannie Mae and Freddie Mac as there are for Government Insured loans as FHA guidelines are 3 years after a foreclosure and a VA loan 2 years after foreclosure. So it may be easier to purchase than you had originally thought.

    We anticipate interest rates will go up and there are still a lot of Zombie foreclosures out there, so give us a call and we can evaluate your credit and loan-ability and we can look at financing you now and getting you into a home. Call the Radcliffe Group and we can connect you with Chris Binney of Raintree Mortgage. (702)379-3401 www.DaveRadcliffeVegas.com

    New Opportunities for Home Ownership after a Foreclosure and/or Bankruptcy

    New Opportunities for Home Ownership after a Foreclosure and/or Bankruptcy

    Foreclosure and Bankruptcy, Market Updates, Fannie Mae and Freddie Mac, FHA, VA, Affordability

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